Here are the 3 kinds of people who need life insurance – USA Today

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Summary

Updated Feb. 15, 2026, 2:25 p.m. ET

Roughly half of Americans have life insurance, industry estimates suggest. Fewer people own policies that will last beyond their current jobs.

Is that a bad thing? Maybe so.

The insurance industry, of course, would like to see more Americans buy life insurance….

Source: USA Today

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